Oxford Street: 01327 706635 | High Street 01327 876389


Your mortgage is likely to be your single biggest expenditure, so cutting its cost is likely to save you money. Remortgaging means shifting your mortgage from one lender to another to get yourself a better deal, even if you’re not moving home.

As well as saving money, remortgaging is about getting a mortgage that works for you and your situation.

Maybe you’ve had a pay rise or inherited some money. You want to make extra payments to your mortgage but your current deal won’t let you.

Or perhaps you need to be able to miss a payment due to unexpected expenses. Changing jobs, going back into education, going travelling – whatever the reason, there are mortgages which will let you take payment holidays. Our advisors can help you to find a mortgage with the flexibility you require.

If you have been told to expect a shortfall on their endowment then you need to act now, not later. You will still be responsible for paying off your mortgage on the due date!

If you are in this position, it may make sense to convert some or all of your loan to a repayment mortgage to make sure that you’ll be able to clear the debt. If this is the case, speak to one of our advisors to see how we can help.

If you have other debts with higher interest rates, you may wish to add them to your home loan and wrap all your debts into one. If you have a lot of outstanding debts it might make sense to add them to your home loan.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service – You are now departing from the regulatory site of Affinity Mortgage Solutions Ltd. Neither Affinity Mortgage Solutions Ltd or PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. These services may be more suitable for you.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you’re paying your provider’s standard variable rate (SVR), you might be paying more than the cheapest deals on the market, so it’s always worth shopping around.

Our fees and charges vary depending on the Services we provide to you. We charge a fee of up to £500 payable upon Completion. Our typical fee is £200. We will also be paid commission from the lender.

Oxford Street: 01327 706635
High Street 01327 876389